Consumer Installment Loan Bond
DIFI consumer lender bond sized to yearly disbursements
Arizona consumer lenders furnish a cash or surety bond under A.R.S. § 6-704 based on prior-year disbursements.
Or call (877) 477-7578
An Arizona consumer lender bond is the DIFI surety or cash bond required with a consumer lender license application.
The surety bond guarantees that the principal will perform the duties required under A.R.S. § 6-704 up to the penal sum.
A claim may arise if the principal fails to comply with the bonded Arizona obligation or causes covered loss to the obligee or protected parties.
If a claim is valid, the surety may pay up to the bond penalty according to the bond terms; the principal remains liable to reimburse the surety.
Amount, premium, term, and the authority that requires this filing.
Businesses licensed as Arizona consumer lenders that disburse consumer loan funds need this bond.
Match the A.R.S. § 6-704 disbursement tier and file the DIFI-acceptable bond with your license application.
Share your license type, court order, or obligee form and the exact penal sum required by Arizona Department of Insurance and Financial Institutions (DIFI).
We review credit and filing details, then quote premium options through licensed surety markets.
Once approved, we issue the bond for delivery to People of the State of Arizona or for your Arizona filing package.
The amount is Less than $100,000 disbursed: $5,000; $100k-$250k: $10,000; $250,001-$500k: $15,000; $500,001-$1M: $20,000; more than $1M: $25,000, as set under A.R.S. § 6-704 and confirmed with Arizona Department of Insurance and Financial Institutions (DIFI).
The obligee is typically People of the State of Arizona. Always match the exact name on the Arizona form.
Many Arizona filings can be underwritten the same day when documents and credit are complete; complex amounts may take longer.
Not always. Premium and collateral options vary by credit and bond size — ask for markets that still write the risk.
Most bonds renew on the term shown (1 Year). Keep continuity so your Arizona license or filing does not lapse.
Next step
We’ll match the requirement and route the application.
Apply for this bond