Money Transmitter Bond
Satisfy DIFI NMLS money transmission security under A.R.S. § 6-1228
Arizona money transmitters must maintain a DIFI-acceptable surety bond sized to Arizona transmission liability, with a statutory floor and cap.
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An Arizona money transmitter bond is the surety security required for a money transmission license under A.R.S. § 6-1228, protecting the state and the public against licensee defaults.
The surety bond guarantees that the principal will perform the duties required under A.R.S. § 6-1228 up to the penal sum.
A claim may arise if the principal fails to comply with the bonded Arizona obligation or causes covered loss to the obligee or protected parties.
If a claim is valid, the surety may pay up to the bond penalty according to the bond terms; the principal remains liable to reimburse the surety.
Amount, premium, term, and the authority that requires this filing.
Companies applying for or holding an Arizona money transmission license through NMLS and DIFI need this bond continuously in force.
Calculate the greater of the $25,000 floor or 100% of average daily Arizona money transmission liability for the most recent three months, up to $500,000, then file the DIFI-acceptable form via NMLS.
Share your license type, court order, or obligee form and the exact penal sum required by Arizona Department of Insurance and Financial Institutions (DIFI).
We review credit and filing details, then quote premium options through licensed surety markets.
Once approved, we issue the bond for delivery to Arizona Department of Insurance and Financial Institutions or for your Arizona filing package.
The amount is Greater of $25,000 or 100% of average daily Arizona money transmission liability (most recent 3 months), capped at $500,000; $25,000 may apply if tangible net worth exceeds 10% of total assets, as set under A.R.S. § 6-1228 and confirmed with Arizona Department of Insurance and Financial Institutions (DIFI).
The obligee is typically Arizona Department of Insurance and Financial Institutions. Always match the exact name on the Arizona form.
Many Arizona filings can be underwritten the same day when documents and credit are complete; complex amounts may take longer.
Not always. Premium and collateral options vary by credit and bond size — ask for markets that still write the risk.
Most bonds renew on the term shown (1 Year). Keep continuity so your Arizona license or filing does not lapse.
Next step
We’ll match the requirement and route the application.
Apply for this bond