Mortgage Broker and Banker Bond
Meet Arizona DIFI mortgage licensing bond requirements
Arizona mortgage brokers and commercial mortgage brokers must deposit a surety bond with DIFI before doing business, with the penal sum driven by investor type under A.R.S. § 6-903.
Or call (877) 477-7578
An Arizona mortgage broker bond is the statutory surety deposit required for mortgage broker or commercial mortgage broker licensure under A.R.S. § 6-903.
The surety bond guarantees that the principal will perform the duties required under A.R.S. § 6-903 up to the penal sum.
A claim may arise if the principal fails to comply with the bonded Arizona obligation or causes covered loss to the obligee or protected parties.
If a claim is valid, the surety may pay up to the bond penalty according to the bond terms; the principal remains liable to reimburse the surety.
Amount, premium, term, and the authority that requires this filing.
Firms brokering residential or commercial mortgage loans in Arizona under a DIFI mortgage broker or commercial mortgage broker license need this bond.
Deposit a DIFI-acceptable surety bond (or cash alternative) sized for institutional-only or mixed investors before originating or brokering loans in Arizona.
Share your license type, court order, or obligee form and the exact penal sum required by Arizona Department of Insurance and Financial Institutions (DIFI).
We review credit and filing details, then quote premium options through licensed surety markets.
Once approved, we issue the bond for delivery to Arizona Department of Insurance and Financial Institutions or for your Arizona filing package.
The amount is $10,000 when investors are limited solely to institutional investors; $15,000 when any noninstitutional investors are included (mortgage banker amounts may differ under related Title 6 articles — confirm your DIFI license type), as set under A.R.S. § 6-903 and confirmed with Arizona Department of Insurance and Financial Institutions (DIFI).
The obligee is typically Arizona Department of Insurance and Financial Institutions. Always match the exact name on the Arizona form.
Many Arizona filings can be underwritten the same day when documents and credit are complete; complex amounts may take longer.
Not always. Premium and collateral options vary by credit and bond size — ask for markets that still write the risk.
Most bonds renew on the term shown (1 Year). Keep continuity so your Arizona license or filing does not lapse.
Next step
We’ll match the requirement and route the application.
Apply for this bond